Shashidhar Reddy Enugala

BLOCKCHAIN TECHNOLOGY                               A Blockchain is a technology, which has the “blocks, where the information is stored” of virtual digitalized information in a network connected through nodes. A Blockchain is a digitalized form of storage of transactions. In this, the transactions are recorded in the blocks, where the previous transactions are intact. The blockchain is being boomed in the market due to the transactions are very transparent, low maintenance cost, and ease of work/settlements. Blockchain technology is being used in various fields of studies, such as Human resources, Government, Law, etc. The Blockchain has data encryption, where the data is protected from the hackers and misusers of the data. The Key drivers of the blockchain technology are as follows: -                         The primary driver of the blockchain allows only to add the data, where no one can edit or delete the data in it.                        The transactions and events are

                               Finance is the management of money and investments for individuals, corporates, and governments. Finance is managing capital in a way that earns higher than risk-adjusted returns.                                   Finance and Accounting are different by accounting is the recording, maintenance, and reporting of a company’s financial records, whereas Finance is managing that money and investments with return maximization and risk minimization.   The term Accounting is mainly used in accounting firms, corporations. Whereas Finance is used in the Banks and corporations. Accounting is responsible for preparing financial statements and Finance is responsible for analyzing the financial statements. Accounting looks the accuracy, reliability with backward-looking. Whereas Finance concentrates on the insights and analysis with future-looking.                                     The important basic points that should be learned to pursue a career in finance ar

Overview: -                         The financial service sector contributes to 36.51% of the NIFTY index of India. This is  the major contributor to the NIFT Index. Among the NIFTY index, the service institutions like HDFC Bank (10.42%), HDFC (7.88%), ICICI Bank (5.85%) are the top contributors in the NIFTY index. The Financial service sector is one of the most sensitive sectors, where this sector can be influenced by every action around the globe directly. The fluctuations and changes in the availability of funds depend on the macro and macro-level factors in the economy.                            India has strong diversified growth of existing financial services and new emerging financial services with the alignment of the technology. Financial services are being expended to all over its roots to the multi-functioning of the insurance, pension fund, mutual funds, NBFC(Non-Bank Financial Services), and Digital platforms also. As of now, India has 12 Public sector banks, 22 Pr