Shashidhar Reddy Enugala

                                  International trade is the exchange of goods and services as well as resources between countries. International trade involves transactions between residents of different countries. In the case of international trade, we require to exchange of currency between the importers, exporters, and banks, which is called a FOREX MARKET. Forex market required for the importers to convert a rupee into the dollar and for exporters from a dollar to rupee. Important theories of International Trade                                            Many goods and services are imported by us because they are simply not produced in our country and various reasons and exported by us to other countries in which we are surplus. The following are some of the theories of international trade as follows: - 01.The mercantilists view of international Trade 02. The Theory of absolute advantage 03.The Theory of comparative advantage 04. The Heckscher - Ohlin Theory of Trade. 05. New Trad

                      The Management of banks must base their business decisions on a dynamic and integrated risk management system and process, driven by corporate strategy. The initial focus of the ALM function would be to enforce the risk management discipline viz. managing the business after assessing the risks involved.  The size (number of members) of ALCO would depend on the size of each institution, business mix, and organizational complexity. To ensure the commitment of the Top Management, the CEO/CMD or ED should head the Committee. The Chiefs of Investment, Credit, Funds Management / Treasury (forex and domestic), International Banking, and Economic Research can be members of the Committee.                      The scope of the ALM function can be described as follows: ·  Liquidity risk management ·  Management of market risks (including Interest Rate Risk) ·  Funding and capital planning ·  Profit planning and growth projection ·  Trading risk management  The guidelines giv

The Intelligent Investor: Benjamin Graham is one of the best books, which must be read by the Finance professionals and Students. Sharing a few learnings and a few important statements from the book.                         An investor calculates what a stock is worth, based on the value of its business. A Speculator gambles that a stock will go up in price because somebody else will pay even more for it.                  Investors judge, "the market price by established standards of value," while speculators "base standards of value upon the market prices.                  For a speculator, the incessant stream of stick quotes is like oxygen, cut it off and he dies. For an investor, what Graham called "quotation" values matter much less.                 Invest only if you would be comfortable owning a stock even if you had no way of knowing its daily share price.                 Gambling, betting, and speculating can be exciting or even rewarding, but it's

  Employers Goal:- During the process of the interview, interviewer has a set of pre determined check list , which is as follows: - Find what you can do for them. Identify certain qualities in you Check the organizational fit. Check your suitability. Check your interest. Check you in totality. 01. Why did you apply for this Job ?                I am so enthusiastic about the work profile for which I applied in your company and I am the  person looking fit for a company and profile which has a good potential to learn and exceeded in the career and at the same time,   am the person who is looking for the company which has a good, skills match with your company and build a career in your company. hello

                      In the era of the subprime crisis, every financial institution has believed and considered cash as a risk-free asset and the safest one to hold their more liquid assets. After the collapse of AIG and the Lehman Brothers, the industrialists and the financial institutions realized that the cash is also having the liquidity risk due to the unexpectable crisis and turmoils, The attitude of the investors are also changed towards the cash as the liquid asset.                     At the time of the 2008 financial crisis, many banks could not make repayments due to the illiquidity and mase the defaults. Here all the asset managers realized that they need a robust strategy, and which needs to be effective in various types of market situations. They have the objective to provide the liquidity and generating of yields on the investments.                     At HSBC, the funds, liquidity management is developed to attain the liquidity and meet the investor's need ac